In any negotiated agreement, each party should be liable for the things over which they have control.
by Brian Johnson and Ren Agarwal
While many of us love adorning workspaces with heavenly flowers and heart-shaped cards that mark Valentine’s Day, executive directors and HR departments often worry about how they can safely serve alcohol at special events on this or any special occasion. Irresponsible hosting can result in claims and lawsuits, especially in alcohol-related accidents. Whether the happy celebration is to revel or to raise funds, here are some factors to consider when determining how to reduce risks at these spirited gatherings.
Over the last decade there have been several high profile cases alleging sexual abuse. Examples include the Bill Cosby sexual assault accusations by more than 50 women, the Sandusky/Penn State cases, the Harvey Weinstein case that accelerated the “Me Too” movement, and ongoing revelations about molestation in the Catholic Church. There have also been a number of large jury awards against nonprofits in several states this year.
I have talked to quite a few brokers and nonprofits about insurance. Quite often they will get a quote from Nonprofits Insurance Alliance and call me directly to ask about it. If I am called directly by one of our members, I always ask if they’ve talked to their insurance broker. The insurance broker should always be the first point of contact about a nonprofit’s insurance needs. I discussed in a previous blog how to better work with your insurance broker.