Brian Johnson

Brian E. Johnson ACAS, MAAA is the Chief Underwriting Officer for the Nonprofits Insurance Alliance. Mr. Johnson has worked in the consulting, insurance and re-insurance industry for 28 years. Prior to joining the Alliance, Mr. Johnson managed a Treaty Reinsurance Underwriting/Costing team at Swiss Re. Prior to Swiss Re, he was with Employers Re from 2003-2006 as a Senior Underwriter/Account Executive and a Senior Actuary. Mr. Johnson was with American Re from 1996-2003 and held the positions of Underwriting Risk Manager, Treaty Underwriting Manager and Actuarial Manager. He began his career in 1989 in the Actuarial field with Ernst & Young as an Actuarial Consultant in Atlanta and also worked as a Primary Insurance Rating Actuary at USF&G in Baltimore. Mr. Johnson holds a BS in Mathematics/Actuarial Science from Penn State University and is an Associate of the Casualty Actuarial Society and a Member of the American Academy of Actuaries. Mr. Johnson has worked with various nonprofits in the past including serving on the board of the Mid-State Literacy Council in Central Pennsylvania.

Recent Posts

How Does the Liability Flow? A Discussion of Contractual Liability

August 15, 2018 by Brian Johnson posted in Risk Management

“In any negotiated agreement each party should be liable for the things over which they have control."

Read More

4 Tips for a More Rewarding Nonprofit/Broker Relationship

June 27, 2018 by Brian Johnson posted in Insurance 101

In an earlier blog, we explained the difference between an insurance broker and an insurance company.  As discussed in that article, the broker is someone who specializes in insurance and risk management, whose role is to help the nonprofit put together an insurance program of one or more policies to mitigate the potential for financial loss from a variety of risks. Essentially, they act as a consultant to the nonprofit to understand the risks associated with the nonprofit’s mission and the types of insurance needed to cover those risks. Part of that discussion would include if there are risks that cannot be insured against.

Read More

Liquor Liability 101: How to Serve Alcohol at Your Nonprofit Events

December 21, 2017 by Brian Johnson posted in Risk Management

When most Americans think of this time of year, they imagine hot cocoa, candy canes, and reindeer. However, when most nonprofit leaders think of this time of year, their minds go to holiday events and fundraisers, the spirit of giving, and, more likely than not, how to safely provide alcohol at said events. Whether your nonprofit is serving alcohol to employees and guests, or selling it in order to raise money, here are some questions to consider so that your nonprofit doesn’t find itself faced with an alcohol-related lawsuit.

Read More

What Makes a Nonprofit Look Unattractive to an Insurance Company?

August 31, 2017 by Brian Johnson

Many commercial insurance companies do not offer coverage to nonprofits because of the special risks this sector presents, such as the use of volunteers, the frequent interactions with vulnerable populations, the small size of many nonprofits, the unusual auto exposures, and the misperception that nonprofits are not well-managed.  This article does not address those issues.  This article discusses how to put your best foot forward as a nonprofit to an insurance carrier that is already inclined to offer insurance to a nonprofit. We also recommend that before reading this article, you take a look at our past blog The Difference Between an Insurance Carrier and an Insurance Broker. This will help assure that you have a good foundation of knowledge for understanding the information below.

Read More

Nonprofit Insurance Explained: The Difference Between an Insurance Carrier and an Insurance Broker

July 13, 2017 by Brian Johnson posted in Insurance 101

For those of us who work in or around insurance, the difference between an insurance broker and an insurance carrier is quite clear. However, for many nonprofits tasked with finding and maintaining insurance coverage, the process can seem quite daunting.

Let’s face it — you may not have even been aware until this exact moment that there’s a difference between an insurance broker and a carrier.

If this rings true and you need some assistance making sense of all of this information, look no further! Below is an explanation of both a broker and a carrier, as well as the relationship between the two in regards to your nonprofit’s insurance coverage.


Read More
  • There are no suggestions because the search field is empty.

Subscribe to NIA Blog