Commercial General Liability (CGL) insurance coverage falls into two policy categories: occurrence-based and claims-made.
What do these terms mean to your nonprofit?
Which is best for your nonprofit?
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Knowing who is providing services on your nonprofit’s behalf — and ensuring they are trained and qualified for the assignments you’ve given them — can save you many headaches and strengthen your overall commitment to the community. It’s an investment that is well worth the time.
The saying goes, “a picture is worth a thousand words,” but using an image or picture without permission will cost the same, or more, in dollars when you don’t get permission to use it.
For example, a nonprofit was gearing up for an annual fundraising campaign. Everything was ready and all promotional materials had been drafted. But something was missing from the webpage — photographs.
As a nonprofit committed to sustainability and green practices, NIA is pleased to be a source of stable insurance to like-minded organizations that work to protect the environment and fight climate change. That’s why we’re proud to welcome Live Zero Waste as our 24,000th member!
Clear signs of the property and casualty market heading into trouble started showing in 2019. Nonprofit policyholders would be “treading water,” Insurance Journal reported. The Wall Street Journal reported in February that one nonprofit saw their renewal quote increase from $76,000 to $750,000.
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