Nonprofits Insurance Alliance

Nonprofits Insurance Alliance (NIA) is the nation’s leading property and casualty insurer exclusively serving nonprofit organizations. Founded in 1989 in Santa Cruz, CA, NIA is a social enterprise developing the long-term sustainability of the nonprofit sector. NIA has one of the best customer retention rates in the industry. NIA members enjoy stably-priced insurance, specialized insurance, dividends, and innovate risk management and member services. The NIA group brand is comprised of Alliance Member Services (AMS) and three AM Best A IX (Excellent) rated insurers: Nonprofits Insurance Alliance of California (NIAC), Alliance of Nonprofits for Insurance, RRG (ANI), and National Alliance of Nonprofits for Insurance (NANI). All organizations under the NIA brand are 501(c)(3) nonprofits.

Recent Posts

Occurrence-based vs. Claims-made Policy – What’s the Difference to Your Nonprofit?

September 21, 2022 by Nonprofits Insurance Alliance posted in Coverages

Commercial General Liability (CGL) insurance coverage falls into two policy categories: occurrence-based and claims-made.

What do these terms mean to your nonprofit?

Which is best for your nonprofit?

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Volunteers: A Risk Worth Taking — If You Manage Them Properly

September 13, 2022 by Nonprofits Insurance Alliance posted in Risk Management

Knowing who is providing services on your nonprofit’s behalf — and ensuring they are trained and qualified for the assignments you’ve given them — can save you many headaches and strengthen your overall commitment to the community. It’s an investment that is well worth the time.

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RiskBits: Using ‘Free’ Photos From the Internet Can Cause Legal Problems for Your Nonprofit

August 09, 2022 by Nonprofits Insurance Alliance posted in Risk Management

The saying goes, “a picture is worth a thousand words,” but using an image or picture without permission will cost the same, or more, in dollars when you don’t get permission to use it.

For example, a nonprofit was gearing up for an annual fundraising campaign. Everything was ready and all promotional materials had been drafted. But something was missing from the webpage — photographs.

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NIA Welcomes Live Zero Waste as 24000th Member

July 18, 2022 by Nonprofits Insurance Alliance posted in About Members

As a nonprofit committed to sustainability and green practices, NIA is pleased to be a source of stable insurance to like-minded organizations that work to protect the environment and fight climate change. That’s why we’re proud to welcome Live Zero Waste as our 24,000th member!

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2020 State of the Market for Nonprofit Insurance

September 03, 2020 by Nonprofits Insurance Alliance posted in Market Trends

Clear signs of the property and casualty market heading into trouble started showing in 2019. Nonprofit policyholders would be “treading water,” Insurance Journal reported. The Wall Street Journal reported in February that one nonprofit saw their renewal quote increase from $76,000 to $750,000.

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